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New Survey Finds Nearly 30% of US Adults Don’t Check Credit Score Annually

 A new survey conducted by BadCredit.org, a leading financial resource helping those with subprime credit make informed decisions to brighten their financial futures, found that 27% of respondents do not review their credit report at least once a year. The study captured insights from 500 adults in the United States and sheds light on their understanding of financial concepts, credit management practices, and how they are navigating the current economy.

Survey Results Highlights:
The survey found common areas where respondents had little to no knowledge about foundational elements essential to a healthy credit score, in addition to how they are navigating the current economy riddled with high interest rates and inflation. Key findings include:

  • Low Credit Utilization: Nearly 26% of respondents do not know the benefits of maintaining a low credit utilization ratio on their credit cards. The findings illustrate an opportunity for individuals to seek additional education on the benefits and pitfalls of credit card usage.

  • Tackling the Cost of Living: As the cost of living continues to increase, 75% of respondents revealed they have reduced their spending, and nearly 41% admitted to withdrawing from savings to keep up. This response further emphasizes the financial sacrifices and pitfalls consumers are making to stay afloat in today’s economy.

  • Financial Pivoting: Nearly 72% of respondents revealed that the current state of the economy has made them pivot their financial plans or goals. The finding shows that a significant number of Americans have reassessed or veered off the path of their financial journey during turbulent times.

“The findings of this survey should serve as an opportunity; rather, than a sign of discouragement,” said Bobbi Rebell, CFP® and personal finance expert at BadCredit.org. “The bottom line is we can learn something new about money each day, and it’s encouraging to see how much opportunity exists to help others make better-informed decisions and determine the right next steps so they can get back on track with their financial goals – especially in today’s economy.”

The latest study uncovers the need for financial education on a range of topics, above all the basics of credit management practices and staying informed on credit scores. BadCredit.org provides those with subprime credit expert insight from their panel of financial experts and resources so they can inform themselves and make the best credit decisions for their financial future. To learn more, visit www.badcredit

 A new survey conducted by BadCredit.org, a leading financial resource helping those with subprime credit make informed decisions to brighten their financial futures, found that 27% of respondents do not review their credit report at least once a year. The study captured insights from 500 adults in the United States and sheds light on their understanding of financial concepts, credit management practices, and how they are navigating the current economy.

“This latest survey reveals a concerning number of Americans are not practicing financial wellness or keeping up with basic financial habits such as credit management,” said Erica Sandberg, a consumer finance expert with BadCredit.org. “Financial education often takes a backseat in our society, which leads to learning about the fundamentals, and how to handle tough situations once we’re already in trouble. In fact, not checking your credit score may seem minor but it can lead to bigger problems, including missed opportunities to improve your financial situation or a chance to address issues as they arise, like fraud.” 

Survey Results Highlights:
The survey found common areas where respondents had little to no knowledge about foundational elements essential to a healthy credit score, in addition to how they are navigating the current economy riddled with high interest rates and inflation. Key findings include:

  • Low Credit Utilization: Nearly 26% of respondents do not know the benefits of maintaining a low credit utilization ratio on their credit cards. The findings illustrate an opportunity for individuals to seek additional education on the benefits and pitfalls of credit card usage.

  • Tackling the Cost of Living: As the cost of living continues to increase, 75% of respondents revealed they have reduced their spending, and nearly 41% admitted to withdrawing from savings to keep up. This response further emphasizes the financial sacrifices and pitfalls consumers are making to stay afloat in today’s economy.

  • Financial Pivoting: Nearly 72% of respondents revealed that the current state of the economy has made them pivot their financial plans or goals. The finding shows that a significant number of Americans have reassessed or veered off the path of their financial journey during turbulent times.

“The findings of this survey should serve as an opportunity; rather, than a sign of discouragement,” said Bobbi Rebell, CFP® and personal finance expert at BadCredit.org. “The bottom line is we can learn something new about money each day, and it’s encouraging to see how much opportunity exists to help others make better-informed decisions and determine the right next steps so they can get back on track with their financial goals – especially in today’s economy.”

The latest study uncovers the need for financial education on a range of topics, above all the basics of credit management practices and staying informed on credit scores. BadCredit.org provides those with subprime credit expert insight from their panel of financial experts and resources so they can inform themselves and make the best credit decisions for their financial future. To learn more, visit www.badcredit.org.

 

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Helene Leaves 11 Dead in Georgia, Fallen Trees, Flooded Roads

Hurricane Helene moved out of Georgia Friday morning, leaving in its wake 11 dead, toppled trees that caused widespread power outages and massive flooding.

The storm took a different path than had been anticipated, Gov. Brian Kemp told reporters during a late-morning briefing at the State Operations Center in Southeast Atlanta. Rather than heading straight north out of the Valdosta area, Helene veered northeast to Augusta, leaving West Georgia with less damage than had been expected.

“We caught a little bit of a break for some parts of the state,” Kemp said.

But the corridor from Valdosta to Augusta suffered extensive damage, with hurricane-force winds of up to 100 miles an hour reported in Alma, Kemp said.

First responders are working to rescue people trapped inside their homes, Kemp said. One of those killed was a first responder, the governor said.

“One of our finest has lost his life trying to save others,” he said.

Flooding is so extensive in Northeast Georgia that authorities ordered a release of water at Lake Rabun. Homes downstream from the reservoir are being evacuated, said Chris Stallings, director of the Georgia Emergency Management and Homeland Security Agency.

Some of the worst property damage occurred in the Valdosta area, with 115 structures heavily damaged. Kemp said the South Georgia Medical Center in Valdosta is without power because its emergency generator was hit by a fallen tree.

“Our priority is getting to medical facilities that need help and don’t have power,” Kemp said.

The state Department of Transportation reported at least 152 road closures, including stretches of Interstate 16 in Laurens County and I-20 in McDuffie County.

The ports of Savannah and Brunswick are operating but with limited service, Kemp said.

Georgia Power and the state’s Electric Membership Corporations (EMCs) reported more than 1.1 million without power as of late Friday morning.

Seventeen shelters were open across the state housing 1,100 people, the governor said.

Georgia Commissioner of Agriculture Tyler Harper said farms and ranches east of Interstate 75 suffered significant damage, including flattened poultry houses and damage to row and nut crops. He said farmers and ranchers must document their losses in order to receive state and federal assistance.

“We need as much information as possible to make sure we get the needed resources,” Harper said.

Maj. Gen. Richard Wilson, commander of the Georgia National Guard, said about 500 soldiers and airmen have been deployed across the state to help clear debris and transport critical supplies including generators, food, and water to areas in need.

Kemp said the damage is so extensive it will take time to assess the extent. But he said the widespread nature of the damage recalled Hurricane Michael, which roared through South Georgia in 2018.

“This is going to be monetary-wise as big or bigger than Michael,” he said.

Kemp urged Georgians not to take unnecessary trips and, if they do go out, to watch out for fallen trees and flooded roads.

“Try to give us a little bit of space out there,” he said. “We’ve got a lot of work to do.”

Capitol Beat is a nonprofit news service operated by the Georgia Press Educational Foundation that provides coverage of state government to newspapers throughout Georgia. For more information visit capitol-beat.org.

 

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Georgia Power Releases Key Estimated Damage Statistics from Hurricane Helene as Restoration Progress Continues

Georgia Power’s restoration efforts following Hurricane Helene continued Sunday, with the company having restored service to approximately 690,000 customers since the start of the storm. This rapid response has been possible through the implementation of new “smart grid” technologies and the quick work of pre-positioned teams who were ready to respond as soon as conditions were safe to do so on Crews continue to navigate treacherous conditions including extensive tree and flooding damage, as well as road closures. As of midday Sunday, efforts are fully underway to restore power to approximately 425,000 customers who remain without power due to the storm. Additionally, there is the potential for further damage and power outages that could occur due to the saturated ground and weakened trees.

Georgia Power has determined Hurricane Helene was the most destructive hurricane in its history damaging infrastructure across the state. Initial damage estimates illustrating the extensive destruction of Hurricane Helene include:

  • 5,000+ power poles that must be repaired or replaced
  • 9,000+ spans of wire equivalent to an estimated 425 miles
  • 500+ transformers
  • 1,500+ trees on power lines that must be removed or addressed to restore power

Georgia Power appreciates the importance of accurate information for customers as they make plans for their families following this historic storm. As the company anticipated and announced before the arrival of the storm, restoration efforts will take multiple days into this next week. Georgia Power continues to post updated estimated restoration times (ERTs) for communities on its Outage Map. As of Sunday, restoration efforts have been largely completed in areas such as Metro Atlanta, Columbus, Macon, Rome and Albany, while work continues in the hardest hit areas across the state.

The company will continue to post updated information throughout the remainder of the restoration process and will make every effort to return power to customers sooner than expected. Customers are encouraged to check the Outage Map often for the latest information and not rely on possibly inaccurate details they may see from non-company sources.

The company continues to utilize additional resources from outside of its system and currently has more than 15,000 personnel engaged in response, including support from Alabama Power, Mississippi Power and dozens of other companies. The response force currently engaged is larger than the company’s response to other major hurricanes including Michael, Irma and Zeta.

Preparation, Industry Support Key to Response 
Georgia Power monitored the path of Hurricane Helene for more than a week prior to the storm entering Georgia. As part of its preparations, Georgia Power mobilized additional staff from across the industry to respond to Hurricane Helene. Mobilized crews across the state pre-positioned restoration workers, equipment, and supplies near areas of anticipated impact including extra transformers, poles, cable and other equipment. All this is part of advance planning and strategy to allow the company to restore power more quickly and efficiently for its customers as soon as weather conditions allow.

Georgia Power is also a member of a nationwide mutual assistance network, which consists of hundreds of utilities from around the country. Georgia Power has proactively mobilized crews from over 35 companies from states as far away as Texas, Oklahoma, Indiana, Pennsylvania and New Jersey. The company continues to acquire additional off-system resources to aid in response.

As always, the company encourages customers to keep safety first following Hurricane Helene:

  • Watch for Georgia Power crews working across the state. If driving, move over one lane for utility vehicles stopped on the side of the road – it’s the law in Georgia.

  • Watch for downed wires. Downed power lines may be hidden by debris or fallen trees.

  • Never touch any downed wire or attempt to remove tree branches from power lines – it can kill.

  • Don’t step in standing water or saturated ground where downed lines may be present. They could be electrified.

  • Avoid chain link fences. They may be electrified by a downed line out of sight and conduct electricity over great distances.

  • Never attempt repairs to electric service connections. Customers should also note that if their home, including the meter box or mast/connection point, is severely damaged by the storm repairs may need to be made by an electrician before Georgia Power can reconnect power. 

Tools You Can Use to Stay Connected & Informed

  • Outage Alerts – Customers subscribed to our free Georgia Power Outage Alert service will receive personalized notifications and updates via text message. Check that your contact number is up to date to receive the latest information.

  • Outage & Storm Center – Available at www.GeorgiaPower.com/Storm, customers can visit this site to check their contact information is updated to receive Outage Alerts, report and check the status of outages, and access useful safety tips and information. Customers can also report and check the status of an outage 24 hours a day by contacting Georgia Power at 888-891-0938.

  • Outage Map – Housed within the Outage & Storm Center, Georgia Power’s interactive Outage Map provides near real-time information, allowing users to see where outages are occurring across the state and track estimated restoration times.

  • Georgia Power Mobile App – Download the Georgia Power mobile app for Apple and Android devices to access storm and outage information on the go.

  • @GeorgiaPower on X (Twitter) – Follow @GeorgiaPower on X for storm tips, outage updates, customer service and more

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Hundreds of Patients Move into New Children’s Healthcare of Atlanta Arthur M. Blank Hospital

Children’s Healthcare of Atlanta is undertaking a massive move today.

Their new facility, the Children’s Healthcare of Atlanta Arthur M. Blank Hospital, opened at 7 a.m. and Children’s Healthcare of Atlanta Egleston Hospital officially closed.

Read More at Yahoo! News.

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UGA Extension Leadership Program Chooses New Cohort

University of Georgia Cooperative Extension has selected 15 professionals from throughout the state to participate in the 2024-25 cohort of the Extension Academy for Professional Excellence, a program aimed at developing the next generation of Extension leaders.

The program, which launched in 2003, was developed to provide leadership skills training to early- and mid-career Extension agents, state specialists and faculty from the UGA College of Agricultural and Environmental Sciences and College of Family and Consumer Sciences. Participants in the leadership program are current and emerging professional and academic leaders interested in enhancing their leadership skills.

2024-25 leadership cohort

Following in the footsteps of 187 past graduates of the program, this year’s Extension Academy participants are:

  • Valerie Bennett, 4-H Extension agent, Colquitt County, Southwest District
  • Brett Blaauw, associate professor, CAES Department of Entomology
  • Georgeanne Cook, Family and Consumer Sciences Extension agent, Tift County, Southwest District
  • Kristen Ford, 4-H Extension agent, Worth County, Southwest District
  • Ashleigh Geurin, Family and Consumer Sciences Extension agent, Candler and Evans counties, Southeast District
  • Randie Gray, 4-H Extension agent, Hancock County, Northeast District
  • Laura Lee Hughes, 4-H Extension agent, Ben Hill County, Southwest District
  • Rolando Orellana, UGA Extension Urban Water Management agent
  • Victoria Presnal, Family and Consumer Sciences Extension agent, Carroll County, Northwest District
  • Samantha Price, 4-H Extension agent, Houston County, Southwest District
  • Abbie Salmon, 4-H Extension agent, Floyd County, Northeast District
  • Katrina Searcy, 4-H Extension agent, Cook County, Southwest District
  • Robyn Stewart, county Extension coordinator and Agriculture and Natural Resources agent, Lincoln County, Northeast District
  • Savannah Tanner, county Extension coordinator and Agriculture and Natural Resources agent, Emanuel County, Southeast District
  • Jennifer Tucker, associate professor, CAES Department of Animal and Dairy Science

The program is comprised of three institutes held during the academic year, each focused on personal and professional growth, leadership style, conflict resolution and more.

“Extension Academy for Professional Excellence empowers individuals to enhance their leadership skills and fosters a culture of continuous learning. Graduates from our program frequently take on leadership roles within UGA Extension, demonstrating the impact of our training. By equipping participants with the tools and knowledge they need to excel, we are investing not only in their professional growth but also in the future success of our organization and the communities we serve,” said Lauren Griffeth, UGA Extension leadership specialist and organizer of the academy.

In communities across Georgia, UGA Extension professionals are giving their neighbors access to the full scope of resources available at UGA, the birthplace of public higher education in the United States. To learn more, visit extension.uga.edu.

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Affordable Eating: Georgia Named Ninth Cheapest State for Dining Out

  • The cheapest state to eat out is South Dakota, with an inexpensive meal costing $13.40 on average
  • The most expensive state to eat out is Hawaii, with an inexpensive meal costing $27.25
  • Georgia is the ninth cheapest state to eat out, with an inexpensive meal costing $16.11

A new study, carried out by restaurant furniture experts Seating Masters, analyzed data from Numbeo, including the price of a meal at an inexpensive restaurant, to determine which states are the most expensive and cheapest to eat out in. The data from the cities in each state was collected and averaged to achieve a more accurate ranking. The price of a three-course meal at a mid-range restaurant for two people was also analyzed for each state and included in the ranking.

The cheapest state to eat out in is South Dakota, with an inexpensive meal costing $13.40. The Mount Rushmore State ranked second most affordable in the country for a three-course meal for two people, costing $54.00. 

Oklahoma is the second cheapest state to eat out in, with an inexpensive meal costing an average of $14.00. The Sooner State ranks 34th on the list, with a three-course meal for two people costing an average of $61.90. 

Arkansas is the third cheapest state to eat out in, with an inexpensive meal costing $14.19. A three-course meal for two in Arkansas is the third most affordable in the US, costing $54.77.

Iowa is in fourth place, with an inexpensive meal costing $14.40. For a three-course meal for two people, one would pay an average of $59.63, the 11th cheapest in the country.

North Dakota is the fifth cheapest state to eat out in, with an inexpensive meal costing an average of $14.50. In the Peace Garden State, a three-course meal for two in a restaurant will cost $56.25, the fifth cheapest in the United States. 

Also in the top ten is Kansas in sixth, costing $14.70; Utah in seventh, costing $14.93; and Kentucky in eighth with an average cost of $15.24. 

Georgia ranks ninth with a price of $16.11, and finally, in tenth place is Wisconsin, with an inexpensive meal costing $16.36 on average.

The top ten cheapest states to eat out

Rank

State

Price of Inexpensive Meal

1

South Dakota

$13.40

2

Oklahoma

$14.00

3

Arkansas

$14.19

4

Iowa

$14.40

5

North Dakota

$14.50

6

Kansas

$14.70

7

Utah

$14.93

8

Kentucky

$15.24

9

Georgia

$16.11

10

Wisconsin

$16.36

The most expensive states to eat out were also analyzed.

Hawaii is the most expensive state to eat out in, with a meal at a lower-priced restaurant costing $27.25. A three-course meal for two in the Aloha State will cost $99.00, the most expensive in the US. 

The second most expensive state to eat out in is Alaska, with an inexpensive meal costing $24.98. In The Last Frontier State, a three-course meal for two would cost $79.00, the 10th most expensive in the United States.

New Hampshire is in third place, with an inexpensive meal costing $24.41. A three-course meal in New Hampshire is the fifth most expensive in the country, costing $79.00.

In fourth place is Rhode Island, where an inexpensive meal costs $24.13. In the Ocean State, going out for a three-course meal will cost $96.56 for two people, the second most expensive in America.

New Jersey is in fifth place, with an inexpensive meal costing $23.06. New Jersey is the seventh most expensive state for a three-course meal for two, costing $85.24 on average.

Montana ranks sixth, costing $22.77; Maine in seventh, costing $22.65; and Connecticut in eighth, costing $22.61. 

In ninth place is Massachusetts, with an inexpensive meal costing $22.45, and Vermont is the tenth most expensive state to eat out in, with an average cost of $20.88.

The top ten most expensive states to eat out

Rank

State

Price of Inexpensive Meal

1

Hawaii

$27.25

2

Alaska

$24.98

3

New Hampshire

$24.41

4

Rhode Island

$24.13

5

New Jersey

$23.06

6

Montana

$22.77

7

Maine

$22.65

8

Connecticut

$22.61

9

Massachusetts

$22.45

10

Vermont

$20.88

Nick Warren, Head of Ecommerce at Seating Masters, commented on the findings:

“When dining out, there are many perks and benefits. The food can be delicious, the experience enjoyable, and it gives you time to relax without worrying about cooking dinner. Eating at new places can also help you explore and try new cuisines you may not have experienced yet.

“A one-off meal out here and there won’t have detrimental effects on your bank account, but depending on where in the United States you live and how often you eat out, dining out can certainly add up over time.”

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S&P Corelogic Case-Shiller Index All-Time Highs Continue in July 2024

S&P Dow Jones Indices (S&P DJI) today released the July 2024 results for the S&P CoreLogic Case-Shiller Indices. The leading measure of U.S. home prices reached a new all-time high with a decelerating trend for July 2024. More than 27 years of history are available for the data series and can be accessed in full by going to https://www.spglobal.com/spdji/en/index-family/indicators/sp-corelogic-case-shiller/.

YEAR-OVER-YEAR

The S&P CoreLogic Case-Shiller U.S. National Home Price NSA Index, covering all nine U.S. census divisions, reported a 5.0% annual gain for July, down from a 5.5% annual gain in the previous month. The 10-City Composite saw an annual increase of 6.8%, down from a 7.4% annual increase in the previous month. The 20-City Composite posted a year-over-year increase of 5.9%, dropping from a 6.5% increase in the previous month. New York again reported the highest annual gain among the 20 cities with an 8.8% increase in July, followed by Las Vegas and Los Angeles with annual increases of 8.2% and 7.2%, respectively. Portland held the lowest rank for the smallest year-over-year growth, notching the same 0.8% annual increase in July as last month.

MONTH-OVER-MONTH

The U.S. National Index, the 20-City Composite, and the 10-City Composite upward trends continued to decelerate from last month, with pre-seasonality adjustment increases of 0.1% for the national index, and both the 20-City and 10-City Composites remained unchanged on the month.

After seasonal adjustment, the U.S. National Index posted a month-over-month increase of 0.2%, while both the 20-City and 10-City Composite reported a monthly rise of 0.3%.

ANALYSIS

“Accounting for seasonality of home purchases, we have witnessed 14 consecutive record highs in our National Index,” says Brian D. Luke, CFA, Head of Commodities, Real & Digital Assets. “While the S&P 500 has achieved thirty-nine record highs and the S&P GSCI Gold TR hit thirty-five record highs, housing is following a similar trajectory. The growth has come at a cost, with all but two markets decelerating last month, eight markets seeing monthly declines, and the slowest annual growth nationally in 2024. Overall, the indices continue to grow at a rate that exceeds long-run averages after accounting for inflation.”

Luke continued, “We continue to observe out-performance in most low-price tiers in the market on a 3 and 5-year horizon. The low-price tier of Tampa was the best performing market nationally with 5-year performance of 88%. The New York market was the best market annually, posting a gain of 8.9%. New York’s low-tier index, which include home values up to $533,000, helped drive that growth with 10.8% annual gains. Over 5-years, markets such as New York and Atlanta, saw low price tiered indices outperforming their market by as much as 20% and 18%, respectively. The relative outperformance of low-price tiered indices has both benefited first time homebuyers as well as made it more difficult to for those looking for a stater home. The opposite is happening in California which has the most expensive high-price tiers in the nation, all well over $1 million. The rich are getting richer in San DiegoLos Angeles, and San Francisco where their high price-tiered indices outperformed on a 1- and 3-year basis.

Regionally, the Northeast remains the best performing market, with New York the top performer for 3-months running, followed by the Midwest region. All markets in the Northeast and Midwest recorded an all-time high. The south reported the slowest gains regionally but includes five of the seven best performing markets since 2020,” according to Luke.

Table 1 below shows the housing boom/bust peaks and troughs for the three composites along with the current levels and percentage changes from the peaks and troughs.

 

2006 Peak

2012 Trough

Current

Index

Level

Date

Level

Date

From Peak
(%)

Level

From Trough
(%)

From Peak
(%)

National

184.61

Jul-06

134.00

Feb-12

-27.4 %

325.78

143.1 %

76.5 %

20-City

206.52

Jul-06

134.07

Mar-12

-35.1 %

335.77

150.4 %

62.6 %

10-City

226.29

Jun-06

146.45

Mar-12

-35.3 %

353.24

141.2 %

56.1 %

                   

Table 2 below summarizes the results for July 2024. The S&P CoreLogic Case-Shiller Indices could be revised for the prior 24 months, based on the receipt of additional source data.

 

July 2024

July/June

June/May

1-Year

 

Metropolitan Area

Level

Change (%)

Change (%)

Change (%)

 

Atlanta

250.14

0.15 %

0.73 %

4.49 %

 

Boston

339.68

0.03 %

0.66 %

6.46 %

 

Charlotte

281.88

0.23 %

0.48 %

5.83 %

 

Chicago

210.41

0.45 %

1.01 %

6.67 %

 

Cleveland

195.71

1.10 %

0.75 %

6.97 %

 

Dallas

301.67

-0.11 %

0.39 %

1.87 %

 

Denver

322.21

-0.40 %

0.26 %

1.32 %

 

Detroit

191.19

0.39 %

1.13 %

6.65 %

 

Las Vegas

301.37

0.88 %

0.85 %

8.24 %

 

Los Angeles

445.63

-0.28 %

0.56 %

7.23 %

 

Miami

443.98

0.31 %

0.63 %

6.46 %

 

Minneapolis

243.21

0.14 %

0.65 %

2.03 %

 

New York

314.38

0.52 %

0.74 %

8.76 %

 

Phoenix

329.54

0.09 %

0.43 %

2.88 %

 

Portland

332.28

-0.01 %

0.13 %

0.84 %

 

San Diego

446.55

-0.58 %

0.62 %

7.19 %

 

San Francisco

363.20

-1.09 %

0.30 %

3.38 %

 

Seattle

397.29

-0.05 %

0.57 %

6.01 %

 

Tampa

387.84

-0.10 %

0.23 %

2.24 %

 

Washington

331.58

0.11 %

0.59 %

5.53 %

 

Composite-10

353.24

0.01 %

0.63 %

6.77 %

 

Composite-20

335.77

0.04 %

0.61 %

5.92 %

 

U.S. National

325.78

0.10 %

0.49 %

4.96 %

 

Sources: S&P Dow Jones Indices and CoreLogic

       

Data through July 2024

     

Table 3 below shows a summary of the monthly changes using the seasonally adjusted (SA) and non-seasonally adjusted (NSA) data. Since its launch in early 2006, the S&P CoreLogic Case-Shiller Indices have published, and the markets have followed and reported on, the non-seasonally adjusted data set used in the headline indices. For analytical purposes, S&P Dow Jones Indices publishes a seasonally adjusted data set covered in the headline indices, as well as for the 17 of 20 markets with tiered price indices and the five condo markets that are tracked.

 

July/June Change (%)

June/May Change (%)

Metropolitan Area

NSA

SA

NSA

SA

Atlanta

0.15 %

0.08 %

0.73 %

0.19 %

Boston

0.03 %

0.39 %

0.66 %

0.34 %

Charlotte

0.23 %

0.21 %

0.48 %

-0.04 %

Chicago

0.45 %

0.31 %

1.01 %

0.24 %

Cleveland

1.10 %

0.37 %

0.75 %

0.26 %

Dallas

-0.11 %

0.04 %

0.39 %

-0.06 %

Denver

-0.40 %

0.03 %

0.26 %

0.18 %

Detroit

0.39 %

0.43 %

1.13 %

0.52 %

Las Vegas

0.88 %

0.47 %

0.85 %

0.23 %

Los Angeles

-0.28 %

0.28 %

0.56 %

0.56 %

Miami

0.31 %

0.38 %

0.63 %

-0.02 %

Minneapolis

0.14 %

0.18 %

0.65 %

0.08 %

New York

0.52 %

0.50 %

0.74 %

0.68 %

Phoenix

0.09 %

0.18 %

0.43 %

-0.25 %

Portland

-0.01 %

0.29 %

0.13 %

-0.24 %

San Diego

-0.58 %

0.12 %

0.62 %

0.70 %

San Francisco

-1.09 %

-0.42 %

0.30 %

0.63 %

Seattle

-0.05 %

1.08 %

0.57 %

0.87 %

Tampa

-0.10 %

-0.26 %

0.23 %

0.00 %

Washington

0.11 %

0.41 %

0.59 %

0.46 %

Composite-10

0.01 %

0.28 %

0.63 %

0.55 %

Composite-20

0.04 %

0.27 %

0.61 %

0.47 %

U.S. National

0.10 %

0.18 %

0.49 %

0.18 %

Sources: S&P Dow Jones Indices and CoreLogic

Data through July 2024

For more information about S&P Dow Jones Indices, please visit www.spglobal.com/spdji.

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River Walk Place Now Selling in Lawrenceville

Traton Homes is pleased to announce its new townhome community, River Walk Place, is now selling by appointment only. Priced from the high $300,000s, this community offers 40 townhomes near lively downtown Lawrenceville.

“We are excited to add another community for our Atlanta home shoppers,” said Kimberely Garwood, Director of Marketing for Traton Homes. “Lawrenceville has so much to offer, so we are pleased to put down roots here with a new slate of townhomes.”

Homes at River Walk Place offer three or four bedrooms, two-and-a-half baths, two-car garages and a plethora of modern amenities. Gourmet kitchens with expansive islands await, coupled with open interiors and spacious owner’s suites. To promote a lower-maintenance lifestyle, lawn care is included with HOA membership.

Lawrenceville is full of rich culture, putting residents near its weekly farmers market, as well as local restaurants and shops. The city is also known for its vibrant outdoor concerts and festivals at the Lawrenceville Lawn amphitheater. 

Major throughways such as I-85, I-985, Hwy. 20, US-29 and GA-316 are easily accessible, taking minutes off residents’ daily commutes. For healthcare professionals, the proximity to Northside Hospital Gwinnett adds an extra layer of convenience to daily life. Nearby attractions like Lake Lanier, Coolray Field, Chateau Elan and Freeman’s Mill and Rhodes Jordan parks, offer ample recreational opportunities. Located in the Gwinnett County school district, children at River Walk Place attend Taylor Elementary, Creekland Middle and Collins Hill High schools. 

The community model home is under construction and scheduled to open this fall. In the meantime, prospective buyers can learn more or schedule a community tour by contacting onsite agents Jayme Brundidge and Paula Burr by calling 678-391-9491 or via email at RiverWalkSalesTeam@TratonHomes.com. 

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As Tropical Storm Helene Approaches, AT&T Prepares Network, Offers Tips to Help You Stay Connected

Key Takeaways:

  • AT&T has initiated its storm preparedness plan as Tropical Storm Helene tracks toward Florida and Georgia.

  • The AT&T Weather Operations Center has a team of degreed meteorologists delivering business-specific weather intelligence, analytics, and forecasts.

  • The FirstNet Response Operations Group™ (ROG) – led by a dedicated team of former first responders – is working around the clock to support public safety’s emergency communications and has liaisons engaged with local and federal agencies.

AT&T has initiated its storm preparedness plan as Tropical Storm Helene tracks toward Florida and Georgia. The AT&T Weather Operations Center has a team of degreed meteorologists delivering business-specific weather intelligence, analytics and forecasts. Their expertise aids in mitigating the risk of impact to the AT&T network and assets, and helps to keep our employees safe.

Our network preparations include:

  • Topping off generators with fuel at our cell sites and switch facilities.

  • Testing back-up batteries at cell sites.

  • Protecting our physical facilities against flooding.

  • Staging emergency response and network recovery equipment in strategic locations for quick deployment following the storm.

  • Prepping dedicated FirstNet deployable network assets for use by public safety agencies on FirstNet, as requested.

We encourage our customers and residents in areas potentially affected by the storm to prepare as well. Below are communication tips to help you stay connected.

  • Save battery life. To save your phone’s battery during a power outage, try power-save mode, turn off Bluetooth and Wi-Fi, delete apps, or enable Airplane Mode.
  • Keep mobile devices charged. Make sure to fully charge your mobile devices before a weather event and have an alternate way to charge your smartphone in case of power outages. A car charger or backup battery pack can be useful. If you have multiple devices, consider a multi-port backup battery pack to keep them charged.
  • Keep your mobile devices dry. Mobile phones can be a critical lifeline during a storm. To protect yours, store it in a water-resistant case, floating waterproof case, or plastic bag.
  • Protect vital documents. Back up important info and documents like insurance and medical papers to the cloud or computer for easy access from any device.
  • Have a family communications plan. Review the plan with your family and choose someone out of the area as a central point of contact in case your family is separated.
  • Update emergency contacts. It is important to store emergency contacts in your mobile phone, including numbers for the police, fire station, hospital, and family members. 
  • Stay informed with your mobile device. If a storm causes a power outage, you can still access local weather reports using your mobile device.
  • Take advantage of your smartphone’s features. Use your phone camera to photograph and record any damage before you file an insurance claim. Location-based technology (GPS) can help find evacuation routes or track a family member’s location. 
  • Be prepared for high call volume and keep non-emergency calls to a minimum. During severe weather, many people may try to call at the same time, which may cause network congestion. If you get a “fast busy” signal on your phone, hang up, wait a few seconds, then try again. 
  • Try texting vs. calling. Because it requires fewer network resources, text messages may go through faster than voice calls. 

AT&T Preparations

AT&T’s Network Disaster Recovery (NDR) program is one of the largest in the industry. Our NDR fleet consists of more than 750 pieces of specialized response equipment readied for quick deployment, including:

  • Mobile cell sites and mobile command centers

  • Flying COWs® (Cell on Wings)

  • Drones for assessing cell site damage

  • Emergency communications vehicles

  • Basecamp operations with sleeping bunks, bathrooms, showers, kitchen, on-site nurse and meals ready-to-eat (MREs)

  • Hazmat equipment and supplies

  • Technology and support trailers to provide infrastructure support and mobile heating ventilation and air conditioning

  • Internal and external resources for initial assessment and recovery efforts 

In addition, FirstNet, Built with AT&T – America’s Public Safety Network – and its dedicated fleet of more than 180 deployable network assets are at the ready. The FirstNet Response Operations Group™  (ROG) – led by a dedicated team of former first responders – is working around the clock to support public safety’s emergency communications and has liaisons engaged with local and federal agencies.

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Blue River Development Announces Sale of Belleview Property in Central Florida

Blue River Development (BRD) is pleased to announce the successful sale of the Belleview property, an 85+ acre development located on SE 92nd Loop just outside of Ocala, Florida. The property closed on September 7 and was sold to a local developer.

Blue River Development discovered Belleview 13 months ago and began the intricate process of rezoning, working closely with local authorities and surrounding homeowners’ associations to create a development that was a perfect fit for the area. “We couldn’t have made this happen without the support of the team at Blue River Development,” remarked Kevin Connelly, a strategic partner with Blue River Development, acknowledging the crucial support received during the rezoning and design phases. The team effort included Michael Meshkaty, a BRD strategic partner who also specializes in due diligence and Dawson Ransome, CFA, a local partner and investment manager who both worked closely with all parties to assure the success of this project. 

“The project was an enriching experience. Our ability to navigate complex rezoning issues and collaborate effectively with Marion County and the surrounding communities has resulted in a development that complements the area,” said Blue River Development Managing Principal Michael Cooper. “This sale is a testament to our team’s commitment and expertise in transforming a vision into reality.”

Belleview will feature 302 single-family lots, ranging from 40 to 50 feet, with homes varying between 1,500 and 1,800 square feet. Aimed at providing affordable housing options from the $290,000s, the community includes extensive amenities, including a walking trail, dog park, pickleball courts, clubhouse, pool and abundant green space. An extra-large buffer on the east side of the property has been established to provide harmony with the adjacent Leeward Ranches community.

Commenting on the growth in the region, Blue River Development Managing Principal Brad Cooper said, “The Ocala area is experiencing significant development, and projects like Belleview are pivotal in meeting the growing demand for attainable, high-quality housing. This sale reflects our ability to adapt and improve projects to benefit communities.”

Blue River Development continues to explore and work on several other deals in the Ocala market, reinforcing its dedication to developing properties that meet modern homebuyers’ needs while positively contributing to the local community. 

The Blue River Development team has over 23 years of experience developing and acquiring nearly $3 billion in residential, multifamily and retail projects. The firm’s achievements are driven by its ability to provide and catalog the most up-to-date market intel and execute on that data and its accountability to clients and investors. 

For more information, visit www.BlueRiverDevelopment.com.